What is Startup Financials Pro?

Startup Financials Pro is a cloud-based financial modelling tool designed specifically for startups and growing businesses. It lets you build full 3-statement financial projections (Income Statement, Balance Sheet, and Cash Flow) without needing Excel.

Do I need accounting knowledge to use it?

The platform is designed for users with some level of financial literacy. You should understand basic financial concepts, but you don't need to be an accountant. The platform handles all the calculations automatically based on your inputs.

Can I model multiple revenue streams?

Yes. You can add unlimited revenue streams across three types: product (unit-based), service (volume-based), and subscription (recurring with churn). Each stream has its own pricing, growth, COGS and payment terms.

How many projections can I create?

You can create and manage up to 5 simultaneous financial projections, ideal for modelling different scenarios, business units, or funding cases.

Can I export my projections?

Yes. You can export your full financial model as a CSV/Excel file or as a printable PDF report, including all statements, key ratios, and underlying assumptions.

Your financial data is stored securely in the cloud and is only accessible to you. We use industry-standard encryption and comply with GDPR. See our Privacy Policy for full details.

Can I cancel my subscription?

Yes. You can cancel at any time. You'll retain access until the end of your current billing period. Subscriptions are non-refundable for the current period.

What is a startup financial projection?

A startup financial projection is a forward-looking model that estimates your company's future financial performance, typically over 3–5 years. It includes projected revenue, costs, profitability, cash flow, and financial position. These projections are essential for planning, decision-making, and communicating with investors or lenders.

Who is Startup Financials Pro meant for?

Startup Financials Pro is designed for startup founders, entrepreneurs, and small business owners who need structured, investor-ready financial projections. It's also suitable for consultants, advisors, and finance teams supporting early-stage or growing businesses.

What KPIs and metrics are available?

The platform automatically calculates a wide range of key performance indicators, including margin ratios (gross, EBIT, and net), return on equity (ROE), break-even point, cash runway, debt-to-equity ratio, average revenue growth, and operating expenses as a percentage of revenue, among others.

Build Investor-Ready
Financial Projections
in Minutes.

Generate a complete 3-statement financial model from your business inputs, analyse results in an interactive dashboard and create a professional Startup Financial Plan Pack with AI-assisted commentary.

From €20/month · Cancel anytime · Free plan available

Build, Analyse and Plan Your Startup's Financial Future

Startup Financials Pro helps founders and small businesses build and analyse monthly and annual financial projections for up to five years. Create and present integrated income statements, balance sheets and cash flow forecasts to understand funding needs, test assumptions, make better financial decisions and support financing discussions.

Forecast product, service and subscription revenue

Plan staffing, operating costs and capital expenditure

Model loans, equity funding, grants and overdrafts

Analyse profitability, cash flow and cash runway

Compare scenarios and changing assumptions

Export projections and financial reports

Startup Financials Pro dashboard with revenue, financing, operating expenses and capital expenditure inputs

See It In Action

Watch how to build a complete 3-statement financial model in minutes.

A Clean, Intuitive Interface

A professional interface that guides you through building your entire financial model, from revenue inputs to full 3-statement output.

Everything You Need

A complete financial modelling toolkit for startup founders, CFOs, and advisors, without the complexity of Excel.

Multiple Revenue Streams and Types

Model product, service, and subscription revenues with custom pricing, volumes, growth rates and payment terms.

3-Statement Financial Model

Automatically generates a full Income Statement, Balance Sheet, and Cash Flow Statement presented on an annual or monthly basis over a 3-5 year period.

Staff Cost Planning

Model headcount, salaries, employer NI, bonuses and salary growth across your full forecast period.

Operating Expense Modelling

Track all overheads with flexible annual or monthly inputs and automatic growth-rate projections.

CapEx & Depreciation

Plan capital expenditure by category with automatic straight-line depreciation built into your projections.

Financing & Loans

Model loans, equity injections, grants, and overdrafts with amortisation schedules and interest calculations.

Interactive Dashboard

Visualise your financial projections with beautiful charts and KPI summaries at a glance.

Export to PDF & Excel/CSV

Download professionally formatted financial reports including assumptions, statements and key ratios.

Drill-Down by Category

Expand any line within the financial statements to see the underlying detail: by revenue stream, cost category, staff role, CapEx item, or financing source.

Balance Sheet Always Balances

Built-in checks and controls ensure your Balance Sheet always balances, with all movements in cash, working capital, and retained earnings accurately reflected across the model.

Startup Financial Plan Pack

Generate a professional financial plan report from your forecast, including executive summary, charts, assumptions, funding and cash runway, financial statements and AI-assisted commentary.

Scenario Analysis

Create and compare up to 5 simultaneous financial projections, perfect for modelling best case, base case, and worst case scenarios or different business strategies.

How it Works

From Business Idea to a Complete Financial Plan

Step 1

Set Up Your Projection

Enter your business details, forecast period, currency and core financial assumptions.

Step 2

Build Your Financial Model

Add product, service and subscription revenue, direct costs, operating expenses and staffing.

Step 3

Review Financial Outputs

Analyse dashboards, income statement, balance sheet, cash flow and key performance metrics.

Step 4

Test Scenarios & Assumptions

Adjust growth, pricing and funding assumptions to see how they affect profitability and cash runway.

Step 5

Export & Share Your Plan

Export projections and a professional Startup Financial Plan Pack for fundraising and investor discussions.

Your Startup Financial Plan Pack

Turn your projection into a polished, investor-ready report. Generate a professional Startup Financial Plan Pack directly from your forecast, complete with charts, assumptions and AI-assisted commentary.

Sample Report Preview

Page 1 of 10

Startup Financial Plan Pack

Plan Sections

Business Snapshot
Executive Financial Summary
Revenue Forecast
Cost Forecast
Funding and Cash Runway
Financial Statement Summary
Other Key Assumptions
Risks & Sensitivities

Features

Download available in Word and PDF
AI-assisted commentary for all key sections of the plan
Data visualisation included throughout the report
Charts, tables, graphs and key metrics included
Supplementary dashboard, financial statement and assumptions downloads available in PDF and Excel

Subscribe Now

Simple, Transparent Pricing

No setup fees. No hidden costs. Cancel anytime.

Free Plan

€0/ forever

No credit card required

3-Year Monthly & Annual Projections
Full Income Statement, Balance Sheet & Cash Flow
2 Revenue Streams (Product, Service, Subscription)
2 Staff Cost Categories with Headcount & Bonuses
2 CapEx and Financing Categories
Interactive Charts & Dashboard
Startup Financial Plan Pack with AI-assisted commentary
Export to PDF & CSV/Excel
Up to 5 Simultaneous Projections
No Data Saving

Try for Free

Session only — data not saved

Monthly

€24/ month

Billed monthly · cancel anytime

3 or 5-Year Monthly & Annual Projections
Full Income Statement, Balance Sheet & Cash Flow
Unlimited Revenue Streams (Product, Service, Subscription)
Staff Cost Planning with Headcount & Bonuses
CapEx, Depreciation & Financing Modelling
Interactive Charts & Dashboard
Export to PDF & CSV/Excel
Up to 5 Simultaneous Projections
Startup Financial Plan Pack with AI-assisted commentary

BEST VALUE

Annual

€20/ month

Billed annually at €240/year · Save €48

3 or 5-Year Monthly & Annual Projections
Full Income Statement, Balance Sheet & Cash Flow
Unlimited Revenue Streams (Product, Service, Subscription)
Staff Cost Planning with Headcount & Bonuses
CapEx, Depreciation & Financing Modelling
Interactive Charts & Dashboard
Export to PDF & CSV/Excel
Up to 5 Simultaneous Projections
Startup Financial Plan Pack with AI-assisted commentary

From €20/month · Cancel anytime

Secure payments via Stripe · Cancel anytime

Financial Projection Software Built for Startup Planning

Startup Financials Pro is an online financial forecasting platform built by financial modelling professionals for founders, startups and small businesses. It brings revenue, staffing, operating expenses, capital expenditure and financing assumptions together in one organised model, producing monthly and annual financial projections for up to five years, including projected income statements, balance sheets and cash flow statements, plus interactive dashboards and a professional Startup Financial Plan Pack with AI-assisted commentary. Supporting product sales, service revenue and subscription-based business models, it is a practical alternative to building a financial model manually in spreadsheets and supports business planning, budgeting, fundraising discussions and investor presentations.

What can you model?

Product, service and subscription revenue streams

Direct costs and cost of goods sold

Employee numbers, salaries and related staffing costs

Operating expenses and recurring business costs

Capital expenditure and depreciation

Equity funding, grants, loans and overdraft facilities

Monthly cash flow and projected cash balances

Profitability, margins, cash runway and funding requirements

Frequently Asked Questions

Everything you need to know about Startup Financials Pro.

Prefer Excel Instead?

If you prefer working in spreadsheets, we also offer professional startup financial projection models in Excel, with automated calculations and customizable assumptions, available on Projectify.

Startup Scenario Financial Model

A comprehensive Excel-based startup financial model with scenario analysis and full 3-statement output. Perfect for investors and funding presentations.

View on Projectify →

Enhanced Startup Financial Projection Models

A suite of enhanced generic Excel financial projection models for startups, with flexible assumptions and professional formatting.

View on Projectify →

Ready to Build Your Financial Model?

Build your forecast, review your dashboard and generate your Startup Financial Plan Pack.

From €20/month · No credit card required

Build Investor-Ready
Financial Projections
in Minutes.

Build, Analyse and Plan Your Startup's Financial Future

See It In Action

A Clean, Intuitive Interface